Roaring Fork Valley Community Health Plans
The Roaring Fork Valley Community Health Plan (RFVCHP) and Valley area Chambers of Commerce are excited to present local residents and businesses the opportunity to “Get Covered”.
The Roaring Fork Valley Community Health Plan, a local non-profit organization, has teamed up with local Chambers of Commerce to promote community-oriented health care plans focused on competitive pricing, easy access and health education. RFVCHP plans are available for businesses located in the cities of Aspen, Basalt, Battlement Mesa, Carbondale, Eagle, El Jebel, Glenwood Springs, New Castle and Rifle.
By joining your local Chamber of Commerce, you would be eligible for an array of discounted plans designed to meet the active lifestyles in the Roaring Fork Valley. For group plans, simply become a chamber member.
The Statistics
Colorado currently has 770,000 uninsured residents,* and according to the US Census Bureau, over 14% of the Valley’s residents are uninsured. Health plans available through RFVCHP are designed to provide local residents with access to choices in quality health coverage at an affordable price, and promote wellness and prevention to help lower overall health care costs.
A Healthy Partnership
RFVCHP promotes the combined services of Aetna, one of the nation’s largest and most respected carriers, and Ben-e-lect, a cost-effective medical plan created to help employers take control of rising health care costs, while maintaining benefits for employees.
Instead of reducing benefits to reduce employee premiums, Ben-e-lect gives employers freedom of choice in designing their own plans. Even small employers can create custom plan designs and a robust reporting package. This combination lets employers create and administer Wellness plans at the employer level.
What’s more, employees have access to an extensive network of local providers, plus one of the largest PPO providers in the country.
Aetna Tools and Benefits
Aetna offers an extensive list of benefits and tools coupled with superior service through their dedicated Association Health Plan unit.
- 16 plan designs for the local Chambers of Commerce including three custom plans tailored for the Roaring Fork Valley.
- “Pick-a-Plan 3” offers businesses with as few as 5 enrolled employees three different Aetna health plans.
- “ValuePick” makes participation and contribution requirements more lenient for employers choosing one or more of Aetna’s Value Plans.
- Health Fund and HSA offer employers yet another tool to control costs.
- Lenient participation requirements, flexible pricing and web-based information tools help members understand health care quality and cost.
- Individual plans are available for qualifying individuals in the community
- Life and Disability coverage can be bundled to give employers the convenience of a single bill or purchased separately.
Ben-e-lect can be offered with Aetna or without and can be used with any PPO health insurance carrier. Here’s how it works: First, an employer purchases a high deductible plan. Ben-e-lect administers and processes claims under the high deductible. The employee receives a normal plan with office visit co-pays, prescription co-pays and co-insurance. The employer saves money with benefit designs to fit their needs. Employees benefit too. It’s a win/win situation. And that’s not all…
- Discounted set up and administration for chamber members, as well as discounted Section 125 plans.
- Custom reporting on plan utilization and benchmarking of health care costs.
As a Chamber member, you’ll see discounts right away. Employers can mix and match plans to suit the needs of their organization and the needs of their employees. Once again, it’s your choice from low co-pay to high deductible HSA/HRA compliant plans. Add prevention orientation, as well as continuous improvement and innovation to meet the changing needs of our customers and the health care environment, and the Roaring Fork Valley will soon be the picture of health.
Now That’s Coverage!
To get covered or to find out more, visit the Roaring Fork Valley Health Plan website at www.rfchp.com. Contact your local broker, or RFVCHP directly at (970) 704-9421 or (800) 873-8500. And remember, we’re here for you – here for your health.
Health Insurance plans offered through the Roaring Fork Community Health Plan are underwritten by Aetna Life Insurance Company.
*Source: 2003-2004 Colorado Health Institute (Profile of the Uninsured in Colorado, 2004)
